Budgetium
Your Money, on Autopilot
An AI-powered personal finance assistant that tracks, analyzes, and answers questions about your money—instantly. Manage your finances through conversation, not spreadsheets.
The Challenge
Personal finance apps have a problem: they're either too simple to be useful or so complex that people abandon them after a week. Spreadsheets work but require constant manual effort.
Most people know they should track their spending, but the friction of categorizing transactions, updating budgets, and analyzing trends makes it unsustainable. They need insights, not another chore.
We saw an opportunity to build a finance app where you can simply ask "How much did I spend on food this month?" and get an instant answer—no digging through menus or running reports.
The Solution
A conversational AI that understands your finances and gives you answers, not more data to interpret.
Ask Anything
Natural language queries about your spending, trends, and budgets. Just ask and get instant answers.
Automatic Insights
The AI proactively surfaces spending patterns and anomalies you might have missed.
Smart Budgeting
Budgets that update automatically as you spend. No manual tracking required.
Transaction Categorization
Intelligent categorization that learns your spending habits over time.
Goal Tracking
Set savings goals and watch your progress update automatically.
Privacy First
Your financial data stays on your device. Private and secure by design.
Design Process
Finance apps often feel cold and intimidating. We wanted Budgetium to feel approachable—like talking to a knowledgeable friend about money, not consulting a spreadsheet.
The conversational interface became the centerpiece. Instead of dashboards full of charts, users land on a simple chat where they can immediately ask questions.
We kept the visual design clean and calming. Money is stressful enough without aggressive colors and overwhelming data visualizations competing for attention.
Every feature was designed to reduce friction. Adding transactions, checking budgets, reviewing insights—all accessible through natural conversation.
AI Under the Hood
AI powers every interaction
Ask Anything About Your Money
- Ask questions like you'd ask a friend
- Say "this month" or "since January"—AI understands
- Ask about "food" or "eating out"—same results
- Compare spending across any time periods
Insights That Find You
- Spots unusual spending before you do
- Alerts you to transactions that seem off
- Explains trends in plain English
- Learns how you spend and gets smarter over time
Development Journey
From first commit to App Store launch in 12 weeks
Research & Planning
We studied personal finance apps and identified what makes people abandon them.
- User research with people who've tried and quit finance apps
- Competitive analysis of existing budgeting solutions
- Information architecture and conversation flow design
- Technical architecture decisions
Design & Prototyping
Designed a conversation-first experience that feels natural and approachable.
- Brand identity with calming, trustworthy aesthetics
- Conversational UI patterns and chat interface
- Interactive prototypes for user testing
- Design iterations based on feedback
Core Development
Built the foundation: transaction management, budgeting engine, and data layer.
- Native iOS interface for all core screens
- Seamless sync across your devices
- Budget calculation engine
- Transaction categorization system
AI Integration
Made AI the core of the experience, not just a feature.
- Financial data stays private and secure
- Instant answers as you ask questions
- Fast responses even with years of transaction history
- Reliable answers you can trust
Polish & Testing
Refined the experience and ensured rock-solid data handling.
- UI polish and micro-interactions
- Beta testing with real users
- App Store assets and marketing materials
Launch
Submitted to App Store review and launched to the world.
- App Store review and approval
- Marketing website design and development
- App Store optimization
See the Results
Budgetium is live and available on the App Store. See what we built.
App Screenshots
See Budgetium in action
Want Us to Build Your App?
We bring the same passion, attention to detail, and technical excellence to every client project. Whether you're starting from scratch or need help with an existing app, let's talk.